
Cash Predict [Budget Forecast] 4+
Savings tracker, Debt payoff
Softgroup Technology LLC
Designed for iPad
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- Free
- Offers In-App Purchases
Screenshots
Description
Micromanaging past expenses is ancient thinking.
Budget based on your present, looking to your future.
Keep your financial information private and safe.
SHARE WITH AI
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Easily share your budget with your preferred AI app and start getting incredible insights on your finances.
TOTAL PRIVACY GUARANTEED
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Cash Predict keeps your information safe:
• No user account: stay totally anonymous.
• No data leaks: your data is stored only on your devices and iCloud.
HOW IT WORKS
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Expense tracking apps focus in your past: only promoting buyer's remorse.
They want you to believe that's how everybody manages their money: it’s not.
Cash Predict keeps you looking to the future: plan ahead before spending any money.
Tweak your expenses and savings now, and see the money you can build 3, 6 or 12 months out.
HOW TO USE CASH PREDICT
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Cash Predict is always about the present and future.
The present is represented by your accounts' current balances.
The future is represented by the income you expect to receive and the bills you've committed to pay.
1. Insert your accounts (Cash, Savings, Credit, Debt).
2. Schedule recurrent income, expenses, investments.
3. Get alerts when recurrent become due.
4. Mark your recurrent as received / paid.
5. Keep your accounts' balances updated to reflect small daily expenses.
WHAT'S CASH PREDICT ABOUT?
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Instead of telling how and where you spent your money, it tells you things like:
• When you'll payoff your debts, if any.
• If and when there won't be enough money for paying your bills.
• If you can afford an unexpected expense.
• How long is gonna take to achieve short term goals.
• How much money you can save by sticking to your budget.
• If your net worth is growing or shrinking.
• If your budget is balanced as it should.
• And a lot more.
WHAT'S CASH PREDICT NOT ABOUT?
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• It's not about spying on you nor selling your financial information.
• It's not about micromanaging your past expenses.
• It's not about torture by remorse.
EXCITING FEATURES
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• Onboarding assistant - Effortless setup accounts, income and most common expenses and investments.
• Dashboard - Beautiful, elegant and easy to understand charts and reports depicting all your financial future.
• Accounts - Keep track of accounts' balances, set savings goals and original debt, credit cards usual spending and statements closing date, and more.
• Recurrent - Schedule recurrent income, expenses and transfers; assign categories, configure frequency, steady or limited number of installments, and more.
• Bill reminder - Configure up to two alerts for upcoming recurrent and the best time of the day.
• iCloud Sync - Automatically synchronizes your data between all your Apple devices.
• Simulations - Easily disable / enable recurrent and immediately see the impact of a salary increase, committing to a new expense, saving more money, etc, on the future of your budget (up to one year in the future).
• System widgets - Keep an eye on your finances and upcoming recurrent without having to launch the app.
• Search - Easily find accounts and recurrent (both paid and scheduled).
• Reinforced security - Protect your data with a pin, and unlock using FaceID / TouchID (device specific).
PLUS SUBSCRIPTION (not required)
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• Ads-free experience.
• Support the development of more exciting features.
• Payments will be charged to your App Store account.
• Account will be charged for renewal within 24-hours prior to the end of the current period.
• Auto-renewal may be turned off at any time after purchase by visiting iOS / macOS subscription settings.
• Privacy Policy: https://cashpredict.app/privacypolicy.pdf
• Terms of service: https://cashpredict.app/termsofservice.pdf
What’s New
Version 3.2
- NEW Share with AI feature.
Now you can easily share your budget with your preferred AI app and start getting incredible insights on your finances.
Ratings and Reviews
The best forecasting app
This app is exactly what I’ve been looking for. It allows you to see how much money you will have in 3 months, 6 months, or a year from now if all of your bills and income stay exactly the same. There may be other apps out there that do it but, they don’t look as clean and aren’t free with ads like this one. I enjoy using it every day. It deserves every star. Well done.
The only suggestions I would like to see are, make it easier to enter an expense that is not recurring, so we don’t have to deselect “no end date” and then enter “0 installments left”.
Make the categories customizable instead of only giving us limited choices.
Make it possible to click into the categories forecast so that we can see which expenses are contributing to the category total.
Lastly, make it possible to forecast beyond 1 year.
If you do these things, I would love it even more, and the app will be absolutely untouchable and in a league of its own.
Developer Response ,
Thanks a bunch for your support and taking the time to send these suggestions! We’re always excited to hear from our users. We’ll keep these ideas in mind for future updates.
I've been on the hunt for this for SO long!
This is the first budgeting app that I've found that does ACTUAL budget forecasting, with real-time updates and cash level monitoring so that you can easily see where you stand at any given time. It's AMAZING and has been such a game changer for me! If I could give this app 1,000 stars I would. I've gone from a seriously struggling budgeter to looking forward to checking in on what I affectionately call my "wizard app" every morning. Seeing where and when we can expect to have excess cash gets me excited to save! This app is a treasure! 🙌
Developer Response ,
Thank you so much for your kind words and for describing your experience with such enthusiasm: we truly appreciated it. Feedbacks like yours is what fuels our team’s passion for delivering a great product. 🙏🎉
The Best
After trying 10 different budget/spending apps, I finally found the best one
None of the others show you how much you can expect to have 1 month, 3 month or a year out. With this app, you can see how adjusting your expenses now, will have an impact on your savings 6 months from now.
Developer Response ,
Thank you so much for sharing your thoughts with us and for helping support Cash Predict.
App Privacy
The developer, Softgroup Technology LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- Softgroup Technology LLC
- Size
- 66 MB
- Category
- Finance
- Compatibility
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- iPhone
- Requires iOS 17.0 or later.
- iPad
- Requires iPadOS 17.0 or later.
- Mac
- Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
- Apple Watch
- Requires watchOS 10.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
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English, Portuguese
- Age Rating
- 4+
- Copyright
- © (c) 2023 Softgroup Technology.
- Price
- Free
- In-App Purchases
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- Plus $9.99